760 375-5000

Serving all of the Ridgecrest, Inyokern, Trona areas

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Home >Buying

Buying Real Estate

Step 1 Make a plan
Contact one of our Real Estate Agents Create a relationship with your agent Determine what your wants and needs are in a home Discuss financial qualifications; how much home you can afford to buy Discuss Financial Resources and options Get Qualified for a Loan Obtain letter of pre-qualification

Step 2 View Homes
Tour properties you consider an Ideal Home Discuss homes value based upon meeting your needs, age, and area Determine what your costs will be prior to making an offer Make an informed decision Prepare money deposit(s) Make an Offer Negotiate and make the best offer based on market conditions An offer is accepted when both buyers and sellers review, sign, and acknowledge contract

Step 3 On the Way

An escrow will be open
Your check is deposited with the escrow company
The escrow officer will order a preliminary title report
Submit the loan application with financial documents
Inspection & Disclosure documents will need to be reviewed and signed:
Buyers approval of transfer disclosure statement, title report, etc
Physical and pest inspections
Shop for Home Owner’s insurance
Perform thorough physical inspection or hire home inspection company

Step 4 Where are my keys? It's time to move in!
Loan is approved Sign loan documents & closing cost statements Deliver any additional money into escrow to close Lender sends the funds to the escrow company Deed is recorded by county recorders office Escrow is closed and the keys are yours

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145 W.Howell Ave Ridgecrest, CA 93555

Ph: 760 375-5000

Fax: 760 375-5001
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